https://www.annualcreditreport.com/cra/index.jsp
unless you live in the east coast, you can check your credit COMPLETELY FREE. This is mandated by the federal govt. I just checked mine, found one account that isnt me, but its all green so i am gonna keep quiet about it and let it help me out
edit: for those of you questioning the validity of the site:
link to news sites talking about this:
http://www.nbc5i.com/money/4554033/...l?rss=&psp=news http://rds.yahoo.com/S=53720272/K=a...30/daily13.html http://rds.yahoo.com/S=53720272/K=a...ing/P119570.asp
got this off another forum figured some of you guys would want to check yours